:root{--bik-primary:#1b9aaa;--bik-primary-dark:#157f8d;--bik-primary-light:#e6f7f9;--bik-secondary:#ffc947;--excel-bg:#fafafa;--excel-header:#1b9aaa;--excel-header-text:#fff;--excel-grid:#d0d7de;--excel-cell-bg:#fff;--excel-cell-hover:#e6f7f9;--excel-section-bg:#e6f7f9;--excel-input-bg:#fff;--excel-input-border:#c6cbd1;--excel-input-focus:#1b9aaa;--excel-text-primary:#1f2328;--excel-text-secondary:#636c76;--excel-green:#1b9aaa;--excel-blue:#157f8d;--excel-orange:#ffc947}.lead-wall-overlay{align-items:center;backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);background:#00000080;display:flex;justify-content:center;inset:0;overflow-y:auto;padding:20px;position:fixed;z-index:10000;-webkit-overflow-scrolling:touch}.lead-wall{animation:slideIn .3s ease-out;background:#fff;border-radius:20px;box-shadow:0 20px 60px #0000004d;margin:auto;max-height:90vh;max-width:600px;overflow-y:auto;padding:3rem;position:relative;width:100%}@media (max-width:768px){.lead-wall-overlay{align-items:flex-start;padding:20px 10px 10px}.lead-wall{margin-top:0;max-height:85vh;padding:2rem 1.5rem}.lead-form{gap:1rem}.form-input{min-height:44px}.btn-submit{font-size:1.1rem;min-height:48px}}.lead-wall-close{align-items:center;background:#0000000d;border:none;border-radius:50%;color:#636c76;cursor:pointer;display:flex;height:40px;justify-content:center;position:absolute;right:1rem;top:1rem;transition:all .2s ease;width:40px}.lead-wall-close:hover{background:#0000001a;color:#1f2328;transform:rotate(90deg)}.lead-wall-close:active{transform:rotate(90deg) scale(.95)}@keyframes slideIn{0%{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}.lead-wall-header{margin-bottom:2rem;text-align:center}.lead-wall-header h2{color:#2c3e50;font-size:1.8rem;font-weight:700;line-height:1.2;margin-bottom:.5rem}.lead-wall-header p{color:#6c757d;font-size:1.1rem;margin:0}.lead-wall-benefits{display:grid;gap:1rem;grid-template-columns:repeat(2,1fr);margin:2rem 0}.lead-wall-benefits .benefit{align-items:center;background:#f8f9fa;border-radius:10px;color:#495057;display:flex;font-size:.95rem;gap:.75rem;padding:.75rem}.benefit-icon{color:#28a745;flex-shrink:0;font-size:1.25rem;font-weight:700}.lead-form{margin-top:2rem}.lead-form .form-group{margin-bottom:1.25rem}.lead-form .form-row{display:grid;gap:1rem;grid-template-columns:repeat(2,1fr)}.lead-form label{color:#2c3e50;display:block;font-size:.95rem;font-weight:600;margin-bottom:.5rem}.lead-form input{border:2px solid #e0e0e0;border-radius:8px;font-family:inherit;font-size:1rem;padding:.75rem;transition:all .3s ease;width:100%}.lead-form input:focus{border-color:#1b9aaa;box-shadow:0 0 0 3px #1b9aaa1a;outline:none}.lead-form input.error{border-color:#dc3545}.email-error{color:#dc3545;display:block;font-size:.875rem;margin-top:.25rem}.lead-submit-btn{background:linear-gradient(135deg,#1b9aaa,#16808f);border:none;border-radius:10px;color:#fff;cursor:pointer;font-family:inherit;font-size:1.1rem;font-weight:600;letter-spacing:.5px;padding:1rem;text-transform:uppercase;transition:all .3s ease;width:100%}.lead-submit-btn:hover{box-shadow:0 5px 15px #1b9aaa4d;transform:translateY(-2px)}.lead-submit-btn:disabled{cursor:not-allowed;opacity:.6;transform:none}.privacy-text{color:#6c757d;font-size:.875rem;margin-top:1rem;text-align:center}.thank-you-message{animation:slideDown .3s ease-out;background:#d4edda;border:1px solid #c3e6cb;border-radius:8px;color:#155724;margin-bottom:1rem;padding:1rem;text-align:center}@keyframes slideDown{0%{opacity:0;transform:translateY(-20px)}to{opacity:1;transform:translateY(0)}}@media (max-width:768px){.lead-wall{padding:2rem 1.5rem}.lead-wall-header h2{font-size:1.5rem}.lead-form .form-row,.lead-wall-benefits{grid-template-columns:1fr}}.excel-calculator{background:var(--excel-bg);font-family:Segoe UI,Tahoma,Geneva,Verdana,sans-serif;margin:80px auto 0;max-width:1400px;min-height:100vh;padding:2rem}.calc-header{background:linear-gradient(135deg,#1b9aaa,#157f8d);border-radius:24px;box-shadow:0 20px 60px #1b9aaa4d;color:#fff;margin-bottom:3rem;overflow:hidden;padding:3rem 2rem;position:relative;text-align:center}.calc-header:before{animation:shimmer 3s infinite;background:radial-gradient(circle,hsla(0,0%,100%,.1) 0,transparent 70%);content:"";height:200%;left:-50%;position:absolute;top:-50%;width:200%}.header-badge{animation:pulse 2s infinite;background:linear-gradient(135deg,#ffc947,#ffb61e);border-radius:25px;box-shadow:0 4px 15px #ffc94780;color:#1a202c;display:inline-block;font-size:.85rem;font-weight:800;letter-spacing:1px;margin-bottom:1.5rem;padding:.5rem 1.5rem;text-transform:uppercase}@keyframes pulse{0%,to{box-shadow:0 4px 15px #ffc94780;transform:scale(1)}50%{box-shadow:0 6px 20px #ffc947b3;transform:scale(1.05)}}.calc-title{font-size:2.5rem;font-weight:700;margin-bottom:1rem;text-shadow:0 2px 4px rgba(0,0,0,.1)}.calc-subtitle{font-size:1.25rem;font-weight:400;opacity:.95}.territory-container{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#ffffff1a;border-radius:20px;margin-top:2.5rem;padding:2rem}.territory-label{color:#fff;font-size:1.2rem;font-weight:600;margin-bottom:1.5rem;text-align:center;text-shadow:0 2px 4px rgba(0,0,0,.1)}.territory-selector{display:flex;flex-wrap:wrap;gap:1.2rem;justify-content:center}.territory-btn{align-items:center;background:#ffffffe6;border:3px solid transparent;border-radius:20px;box-shadow:0 4px 15px #0000001a;color:#2d3748;cursor:pointer;display:flex;flex:1;flex-direction:column;gap:.75rem;max-width:200px;min-width:160px;overflow:hidden;padding:1.5rem;position:relative;transition:all .4s cubic-bezier(.175,.885,.32,1.275)}.territory-btn:hover{background:#fff;border-color:#1b9aaa;box-shadow:0 15px 40px #1b9aaa4d;transform:translateY(-8px) scale(1.05)}.territory-btn.active{background:#fff;border:3px solid #1b9aaa;box-shadow:0 15px 40px #1b9aaa33;color:#1a202c;transform:translateY(-4px) scale(1.03)}.territory-abbr{color:#64748b;display:block;font-size:1.75rem;font-weight:900;letter-spacing:2px;transition:all .3s ease}.territory-btn:hover .territory-abbr{color:#1b9aaa}.territory-btn.active .territory-abbr{background:linear-gradient(135deg,#1b9aaa,#157f8d);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text;font-size:2rem}.territory-name{font-size:1rem;font-weight:800;letter-spacing:.5px;text-align:center}.territory-rate{background:#1b9aaa1a;border-radius:12px;font-size:.85rem;font-weight:600;opacity:.7;padding:.25rem .75rem}.territory-btn.active .territory-rate{background:#fff3;color:#fff;opacity:1}.calc-container-hybrid{display:grid;gap:3rem;grid-template-columns:1fr 420px;margin-bottom:3rem}.calc-cards-column{display:flex;flex-direction:column;gap:2rem}.calc-card{background:#fff;border:2px solid rgba(27,154,170,.1);border-radius:20px;box-shadow:0 10px 40px #00000014;padding:2rem;transition:all .3s ease}.calc-card:hover{border-color:#1b9aaa33;box-shadow:0 15px 50px #1b9aaa26}.card-header{border-bottom:2px solid rgba(27,154,170,.1);margin-bottom:1.5rem;padding-bottom:1rem}.card-header h3{align-items:center;color:#1b9aaa;display:flex;font-size:1.5rem;font-weight:700;gap:.75rem;margin:0}.card-body{gap:1.5rem}.card-body,.input-group{display:flex;flex-direction:column}.input-group{gap:.5rem}.input-group label{color:#2d3748;font-size:.95rem;font-weight:600}.calculation-result{align-items:center;background:linear-gradient(135deg,#e6f7f9,#d1f2f5);border-radius:12px;display:flex;font-weight:700;justify-content:space-between;margin-top:1rem;padding:1rem}.result-label{color:#157f8d;font-size:1.1rem}.result-value{color:#1b9aaa;font-size:1.25rem;font-weight:800}.calculation-breakdown{background:#f8fafc;border:1px solid #e2e8f0;border-radius:16px;padding:1.5rem}.calculation-breakdown h4{color:#1b9aaa;font-size:1.1rem;font-weight:700;margin:0 0 1rem}.calc-step{align-items:center;border-bottom:1px solid #e2e8f0;display:grid;gap:1rem;grid-template-columns:1fr auto;padding:.75rem 0}.calc-step:last-child{border-bottom:none}.step-description{color:#4a5568;font-size:.95rem;font-weight:600;text-align:left}.step-calculation{align-items:center;color:#2d3748;display:flex;font-family:Courier New,monospace;font-size:.9rem;font-weight:700;gap:.5rem;justify-self:end;text-align:right}.base-amount{background:#3182ce1a;color:#3182ce}.base-amount,.rate{border-radius:6px;padding:.25rem .5rem}.rate{background:#d69e2e1a;color:#d69e2e}.result{background:#38a1691a;border-radius:6px;color:#38a169;font-weight:800;padding:.25rem .5rem}.calculation-total{align-items:center;background:linear-gradient(135deg,#1b9aaa,#157f8d);border-radius:12px;color:#fff;display:flex;font-weight:800;justify-content:space-between;margin-top:1rem;padding:1.25rem}.total-label{font-size:1.1rem}.total-value{font-size:1.5rem;font-weight:900}.calc-info{align-items:center;background:#fbbf241a;border-left:4px solid #fbbf24;border-radius:10px;display:flex;justify-content:space-between;padding:1rem}.info-label{color:#92400e;font-weight:600}.info-value{color:#dc2626;font-family:Courier New,monospace;font-weight:800}.total-card{background:linear-gradient(135deg,#1b9aaa,#157f8d);border:none;color:#fff}.total-card .card-header h3{color:#fff}.total-card .card-header{border-bottom-color:#fff3}.final-totals{display:flex;flex-direction:column;gap:1rem}.total-row{align-items:center;border-bottom:1px solid hsla(0,0%,100%,.2);display:flex;justify-content:space-between;padding:1rem 0}.total-row:last-child{border-bottom:none}.main-result{background:#ffffff1a;border-radius:12px;font-size:1.25rem;font-weight:900;padding:1.5rem 1rem}.total-row .total-amount{font-family:Courier New,monospace;font-weight:800}.section-header{background:linear-gradient(90deg,#e6f7f9,#d1f2f5);border-top:2px solid #1b9aaa;color:#157f8d;font-weight:700;position:relative}.section-header td{border:none;font-size:13px;font-weight:800;letter-spacing:1.2px;padding:18px 0;position:relative;text-align:center;text-transform:uppercase}.section-header td:before{background:inherit;content:"";inset:0 -12px;position:absolute;z-index:-1}.input-amount{background:var(--excel-input-bg);border:1px solid var(--excel-input-border);border-radius:6px;color:var(--excel-text-primary);font-family:Courier New,monospace;font-size:15px;font-weight:600;height:44px;padding:12px 14px;text-align:right;transition:all .2s ease;width:100%}.input-amount:focus{background:#f0f9ff;border:2px solid var(--excel-input-focus);box-shadow:0 0 0 3px #0969da1a;outline:none}.input-amount:hover{border-color:var(--excel-input-focus)}.total-row{background:linear-gradient(135deg,#1b9aaa,#157f8d);border-top:2px solid #157f8d;color:#fff;font-size:17px;font-weight:800}.total-row td{padding:24px 14px}.total-label{letter-spacing:.5px;text-transform:uppercase}.total-amount,.total-label{font-weight:700;text-align:right}.total-amount{color:var(--excel-blue);font-family:Courier New,monospace;font-size:15px}.info-panel{display:flex;flex-direction:column;gap:1.5rem}.info-card{background:#fff;border-radius:8px;box-shadow:0 2px 8px #0000001a;padding:1.5rem}.info-card h3{color:#2c3e50;font-size:1.125rem;margin-bottom:1rem}.info-row{border-bottom:1px solid #ecf0f1;display:flex;justify-content:space-between;padding:.5rem 0}.info-row.highlight{background:#fff3cd;border:1px solid #ffc107;border-radius:4px;margin-top:.5rem;padding:.75rem .5rem}.info-value{color:#2980b9;font-weight:700}.info-card.actions{display:flex;flex-direction:column;gap:.75rem}.btn-cta,.btn-primary,.btn-secondary{align-items:center;border:none;border-radius:6px;cursor:pointer;display:flex;font-weight:600;gap:.5rem;justify-content:center;padding:.75rem 1.5rem;transition:all .2s;width:100%}.btn-primary{background:#3498db;color:#fff}.btn-primary:hover{background:#2980b9;transform:translateY(-1px)}.btn-secondary{background:#27ae60;color:#fff}.btn-secondary:hover{background:#229954}.btn-cta{background:linear-gradient(135deg,#1b9aaa,#157f8d);color:#fff;margin-top:1rem;text-align:center;text-decoration:none}.btn-cta:hover{box-shadow:0 4px 12px #1b9aaa66;transform:translateY(-2px)}.info-card.lead-magnet{background:linear-gradient(135deg,#fff7ed,#fed7aa);border:3px solid var(--excel-orange);overflow:hidden;position:relative}.info-card.lead-magnet:before{animation:shimmer 3s infinite;background:linear-gradient(45deg,transparent,rgba(251,133,0,.1),transparent);content:"";height:200%;left:-50%;position:absolute;top:-50%;width:200%}@keyframes shimmer{0%{transform:translate(-100%) translateY(-100%) rotate(45deg)}to{transform:translate(100%) translateY(100%) rotate(45deg)}}.info-card.lead-magnet h3{color:var(--excel-orange);font-size:1.25rem;font-weight:800;margin-bottom:.75rem}.benefits-list{list-style:none;margin:1rem 0;padding:0}.benefits-list li{color:#7c2d12;font-size:14px;font-weight:500;padding:.5rem 0}.lead-form{margin-top:1.5rem;position:relative;z-index:1}.form-group{display:flex;flex-direction:column;gap:.75rem}.privacy-notice{color:#92400e;font-size:11px;font-style:italic;margin-top:.75rem;text-align:center}.info-card.cta{background:linear-gradient(135deg,#e6f7f9,#d1f2f5);border:2px solid #1b9aaa}.info-card.cta h3{color:#1b9aaa}.info-card.cta p{color:#157f8d;font-size:14px;margin:.5rem 0 1rem}@media (max-width:1200px){.calc-container-hybrid{grid-template-columns:1fr}.info-panel{display:grid;gap:1rem;grid-template-columns:repeat(2,1fr)}.info-card.actions,.info-card.cta{grid-column:span 2}}@media (max-width:768px){.excel-calculator{padding:1rem}.info-panel{grid-template-columns:1fr}.info-card.actions,.info-card.cta{grid-column:span 1}}